How to Check CIBIL Score for Free Using PAN Card.

Your CIBIL score plays a crucial role in determining your creditworthiness when applying for loans or credit cards. Checking your CIBIL score regularly helps you stay updated on your credit health. In this blog post, we will guide you through the steps to check your CIBIL score for free using your PAN card.

Step 1: Visit the official website of CIBIL To begin the process, visit the official website of CIBIL by typing in your web browser.

Step 2: Click on the 'Get Your Credit Score' link Once you're on the CIBIL website, look for the 'Get Your Credit Score' link located in the upper right corner of the page. Click on it to proceed.

Step 3: Select a subscription method CIBIL offers various subscription plans, including a free option. Choose the free subscription method to access your CIBIL score without any charges.

Step 4: Enter your PAN Card number On the next page, you'll be prompted to enter your PAN Card number. Type in your PAN Card number accurately. Ensure that the information you provide is correct, as any discrepancies might affect the accuracy of your credit score.

Step 5: Enter your email ID and date of birth After entering your PAN Card number, you'll be required to provide your email ID and date of birth. These details are necessary for verification purposes and to ensure that your credit report is sent to the correct email address.

Step 6: Choose your gender Select your gender from the options provided. This information helps in identifying you correctly and matching it with your credit history.

Step 7: Enter the captcha code To prevent automated bots from accessing the CIBIL website, a captcha code is provided. Enter the code displayed on the screen accurately in the designated field.

Step 8: Accept the terms and conditions Carefully read through the terms and conditions provided by CIBIL. If you agree to them, tick the box or click the appropriate button to indicate your acceptance.

Step 9: Click 'Proceed to Payment' Since you opted for the free subscription method, you won't be required to make any payment. Simply click on the 'Proceed to Payment' button to continue.

Why are PAN Card Details Required to Check the CIBIL Score?

PAN Card serves as a widely recognized identification document, uniquely identifying individuals through their PAN Card number. Additionally, PAN is linked to most individuals' financial and bank accounts. This association makes it convenient for credit bureaus to locate your credit information efficiently. CIBIL score by PAN card number is used only to locate and authenticate credit information.


Checking your CIBIL score for free using your PAN card is a simple process that can provide valuable insights into your creditworthiness. By following the steps outlined in this blog post, you can stay informed about your financial health and take necessary steps to improve your credit score if needed. Remember to check your CIBIL score regularly to ensure a healthy credit profile.

Post a Comment

Post a Comment (0)